Useful Tech: Dropbox

Anyone with multiple computers, or even computing locations, has run into this issue. You are working on a file on your laptop, then later, log on to your home PC to continue working, only to remember that the file is actually still on your laptop. One way to handle that situation, is to carry around a USB thumb drive, and plug it into every machine that you are working on to make sure you are always copying over the new files. This works alright, however if for any reason you forget your USB drive, you are pretty much out of luck. I would suggest using an online tool called “Dropbox”. With Dropbox, its like having, (as the company describes it) a “magic pocket” that you can access anywhere. Have files that you are consistently accessing and modifying? Store them using drop box, and have them automatically sync to all computers you frequently use. An example: Working in the IT field means TONS of passwords that you have to memorize….employee benefits login, server logins, PC logins, IT support, etc…remembering all of those passwords and usernames can be a bit of a pain. Obviously I dont want to use the same password everywhere, so I use a tool called KeePass Password safe (I will describe that software in a future post). The KeePass password safe allows me to securely store my passwords and login information into an encrypted file. Here’s the thing, sometimes I need to access those passwords at home…going further, often times even at home, I sign up for new services, and new accounts, and need to keep track of those new passwords, needing to modify my KeePass password file. With the use of DropBox, I create a folder on each of my machines, and install the DropBox software. DropBox will automatically sync the files in my online DropBox with each of my PC’s where I have the software installed.

In addition to automatically syncing my files for me, DropBox can also be used to access the files from a PC that DOESN’T have DropBox software. Lets say I am going on a trip, and I have all of my itinerary and flight information stored in my DropBox…no matter what computer I am on, I can log-in to DropBox.com, connect to my box, and access my files. Even better, I can publicly share certain files or folders in my DropBox with others. So if I need to have a co-worker access a file, or I wanted to share a video with friends and family, I could create a DropBox link to that file, and allow them to access it without ever installing the DropBox software.

I strongly suggest at least testing out DropBox…it has a lot of very nice features, and the best part of all…its free!* (I put the Astrix because the free version of drop box is limited to 2GB…which should be more than enough for normal use…however they do have price plans that allow for additional online storage) The DropBox software is available for both Mac and PC…and even allows you to sync files between the two.

Trade Secret: Kiwi Leather Lotion

As anyone who knows me well can tell you, it turns out that since sometime in middle school, I have always had a lot of shoes. After graduating college, this habit unfortunately got worse rather than better. My closet is full, as well as a large shelving unit in my room. At some time though, I realized that I cant wear basketball shoes every day of my life, and because of this work thing that gets in the way of me playing basketball, I do have to own some dress shoes. My initial approach was to spend very little on dress shoes, as to have more money to burn on basketball shoes; a poor decision. Cheap shoes fall apart quickly, look very cheap, and are very rarely actually comfortable.

In an effort to be a grown-up, I decided to actually invest in some nice leather shoes that I expect to last me longer than 3 months. Part of the ownership of this type of shoe, is caring for it. The product that I have recently found to help me do that is Kiwi’s Leather Lotion. (No my blog isnt turning into a commercial, I just was motivated to write about this after using it.) Kiwi’s Leather Lotion can be applied to any color leather shoes (I probably wouldnt put it on white) and is used to give the leather that healthy glow, allowing it to last longer, and continue to repel water. I purchased the leather lotion only after thinking I had completely ruined my shoes by wearing them in a recent New York City downpoor. Covered in dirty water, street salt, and who knows what, they didnt exactly look that great. After cleaning them off, and applying some of the Kiwi leather lotion however, I was able to revive the shoes to their original condition….and frankly the leather looks better now than it did upon original purchase.

I would probably suggest using the leather lotion in combination with mink oil or another type of water repellent that can be used on shoes. That said, I would shoot for “lotion-ing” them once a month with typical wear patterns. The lotion helps to reduce leather cracking and dryness, and also helps to prevent creasing in the shoes from normal wear. I purchased my bottle at Target for $4.99 I believe; definitely worth checking out.

Smart Money Purchasing: Bing

The holiday season is over for awhile. Christmas leads into New Years, which leads quickly to MLK Day, Valentines Day, and the girlfriend’s birthday…. needless to say, an expensive stretch of 3 months for me. That said, all signs point to me being completely broke right now, ditching any savings goals I had for the New Year, and just trying to stay afloat. I’m on track with my savings, and I spent less this year than years before, while still giving my family more gifts. How? Bing.com.

Bing’s cashback program saved me roughly $300 over the past few months…and I can’t help but feel like I need to share exactly how I did it. To start, head over to www.bing.com/cashback and create a new account. If you have a windows Live ID you may use that…but I suggest just creating a new account so you know you are signed up…link that account with your email address, and it will send you a confirmation message to let you know you are “in”. Afterwards, whenever you plan on making a large purchase, or any purchase for that matter, do a search on Bing.com before you buy anywhere else. At the top of the search results for bing, you will see several “ad suggestions”, some with a gold coin next to them that says “bing cashback”. Those links indicate that the associated site is a partner of bing.com, and offers customers a specific cashback percentage by coming through the bing.com link. When you click the link, Bing will bring up a window asking you to sign in to your Bing account (confirming it’s actually you) and then pass you along to the site that is selling whatever you are trying to buy. Complete your purchase, and within a matter of a few days (sometimes within a few hours depending on the retailer) you will receive a message that you have received cashback from Bing.

Now the percentage that you receive from a retailer can vary greatly day to day, and retailer to retailer. For instance, remember Black Friday? When people sleep outside of stores, nearly kill one another, and buy “hot” items at “hot” prices? This year, I decided to forgo sleeping in a tent outside of a Wal-Mart with hopes of buying an HDTV, but just ending up with a copy of High School Musical 3. This year, I slept in, and got on bing.com later in the afternoon. I did all of my Christmas shopping in one day, from the comfort of my computer chair. Dell had 20% cashback through Bing. 20%!!! That’s on top of any other promotions that Dell was offering. For instance, I bought an Xbox 360 Elite from Dell who was also running a $50 off promotion. The original price was $299.99 minus the $50 promotion from dell takes the price to $269.99 after tax. Bing cashback was 20%, so that saved me an additional $54…and the item had free shipping. So for $215.99 after tax/shipping/etc I purchased an Xbox 360 elite that was selling on black Friday sales for $260 at the cheapest (and that was after an in-store gift card at Target). In addition to just doing a search on Bing for cashback items, if you go to www.bing.com/cashback, you can search through cashback retailers specifically, and compare prices for the cheapest price on any given item. Another example use is for drugstore purchases. Two websites that often have a high bing cashback percentage is drugstore.com and visiondirect.com. Its purchases that you need to make anyway, might as well save some money. Recently I purchased a years worth of contact lenses through Vision direct. With bing cashback at 25%, $90 contributed from my insurance, and a mail in rebate for the contact lenses, I am actually being PAID to wear Acuvue contacts right now. I came out something like $25 ahead when purchasing my contacts because I was able to use bing.com in combination with a mail in rebate.

But how do I get my cash? Now as far as actually getting the cashback, when you log in to your cashback account via bing.com/cashback, you will be able to see the current status of all of your cashback transactions. The way this works, its Microsoft holds the money for 60 days (just to make sure you don’t cancel your order, try to do returns, etc.). After 60 days, the money is added to your cashback account, and then can be deposited into a PayPal account, checking/savings account, or can be sent out as a check. Bing will automatically send your reminders when your cashback has “accrued” and you can then decide what you want to do with the money.

I strongly suggest at least checking out the Bing cashback system. Sometimes, yes, you may find cheaper prices elsewhere, but for a majority of my recent purchases, I was able to use bing.com to find the best price AND get cashback for my gift/personal purchases.

(Note: This blog nor myself personally or financially, is tied to Microsoft, Bing, or any subsidiary. This information is provided from the basis of my own experience, and I have no financial interest or incentive to promote this product)